50/30/20 Budget Calculator

Simple budgeting that works: 50% needs, 30% wants, 20% savings

$3,000 per month
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NEEDS (50%)
$1,500
Housing, utilities, groceries, insurance, minimum debt payments - your essential expenses
WANTS (30%)
$900
Entertainment, dining out, hobbies, shopping - the things that make life enjoyable
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SAVINGS (20%)
$600
Emergency fund, retirement, debt payoff beyond minimums - securing your future