Calcula el rendimiento porcentual anual para comprender el rendimiento anual efectivo de las inversiones con interés compuesto.
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Annual Percentage Yield (APY) is the effective annual rate of return, accounting for compound interest. Unlike APR which is used for loans, APY is used for investments and savings accounts. APY reflects the actual return on investment when compounding is considered, making it higher than the nominal interest rate when compounding occurs more frequently than annually.
Enter the nominal interest rate offered by the bank, select the compounding frequency (daily, monthly, quarterly, etc.), input your principal investment amount, and specify the investment period. The calculator shows the APY, future value, total interest earned, and compares different compounding scenarios.
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