GST mere chhote dukan pe: ₹5 lakh monthly turnover pe ₹25,000 extra burden
Ek Kanpur ke kirana dukan wale ka GST ka asli anubhav — fayda ya nuksan.
5 मिनट पढ़ें
1200 शब्द
1/4/2026
Meri kirana dukan hai. Monthly turnover ₹5 lakh. GST registration compulsory hai (40 lakh se upar). Har mahine ₹25,000 GST collect karta hoon. Lekin input credit ka system samajh mein nahi aata. CA ko ₹3,000/month deta hoon filing ke liye. Quarterly return bhi filed karwani padti hai. Main hoon Manoj, 42, Kanpur mein kirana merchant.
उपयोग विधि
My GST Reality:
Monthly sales: ₹5,00,000
GST collected (18% on most items): ~₹45,000
GST paid on purchases: ~₹38,000
Net GST payable: ₹7,000/month
Annual GST: ₹84,000
CA fees: ₹36,000/year
Compliance cost (software, books): ₹12,000/year
Total GST burden: ₹1,32,000/year
GST calculator mein:
Item sold at ₹100 (before GST):
18% GST = ₹118 customer price
My margin: ₹8-12 on ₹100
GST filing cost: effectively ₹11/item (₹1,32,000/12,000 items)
Composition scheme (if eligible, turnover < 1.5 crore):
1% GST on turnover
₹5,00,000 × 1% = ₹5,000/month
No input credit but simpler
Filing deadlines:
GSTR-1: 11th of next month
GSTR-3B: 20th of next month
Late fee: ₹50/day (₹20 for nil return)
Agar ek filing miss ki:
₹50 × 30 days = ₹1,500 late fee + interest on tax
प्रो टिप्स
GST calculator use karein. Har product pe correct GST rate lagao. Wrong rate = penalty + interest.
Composition scheme check karein agar turnover < 1.5 crore hai. 1% flat GST, less paperwork.
GSTR filing kabhi miss mat karein. Late fee daily badhti hai. Calendar mein deadline mark karein.
सामान्य गलतियाँ
Sabse badi galti: Composition scheme aur regular scheme ka fark na samajhna. Regular mein input credit milta hai. Composition mein nahi. Apne purchase pattern ke hisaab se decide karein.
Doosri galti: ITC claim galat karna. Purchase invoice ke bina ITC claim = notice + penalty. Har invoice save karein.
Teesri galti: E-way bill nahi banwana. ₹50,000+ ki delivery ke liye e-way bill compulsory hai. ₹10,000 fine without it.