finance

APY Calculator

Calculate Annual Percentage Yield (APY) to understand the effective annual return on investments with compound interest.

Input

Masukkan nilai yang diperlukan untuk perhitungan

Suku Bunga Nominal (%)

Frekuensi Bunga Majemuk

Investasi Awal ($)

Periode Investasi (Tahun)

Hasil

Lihat hasil perhitungan Anda

Masukkan nilai di bawah untuk menghitung

Apa itu APY?

tahunan persentase Yield (APY) is the effective tahunan suku bunga of keuntungan, accounting for compound bunga. Unlike APR which is used for loans, APY is used for investments and savings accounts. APY reflects the actual keuntungan on investasi when compounding is considered, making it higher than the nominal suku bunga when compounding occurs more frequently than annually.

Cara menggunakan

Enter the nominal suku bunga offered by the bank, select the compounding frequency (daily, bulanan, quarterly, etc.), input your pokok investasi jumlah, and specify the investasi period. The Kalkulator shows the APY, future nilai, total bunga earned, and compares different compounding scenarios.

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