APR Calculator

annuale percentuale tasso (APR) represents the annuale costo of borrowing money, including tasso di interesse and other fees associated with a prestito. Unlike the nominal tasso di interesse, APR provides a more complete picture of the true costo of a prestito by factoring in origination fees, closing costs, points, and other charges. This allows borrowers to compare different prestito offers accurately.

Enter your prestito importo, nominal tasso di interesse, and various fees (prestito fees, sconto points, closing costs). Specify the prestito durata in years and compounding frequency. The Calcolatrice will display the APR, effective APR, mensile rata, totale interesse paid, and the totale costo of the prestito, helping you understand the true costo of borrowing.