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Calculate Annual Percentage Rate (APR) for loans including fees, points, and closing costs. Understand the true cost of borrowing.
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年次 パーセンテージ レート (APR) represents the 年次 コスト of borrowing money, including 金利 and other fees associated with a ローン. Unlike the nominal 金利, APR provides a more complete picture of the true コスト of a ローン by factoring in origination fees, closing costs, points, and other charges. This allows borrowers to compare different ローン offers accurately.
Enter your ローン 金額, nominal 金利, and various fees (ローン fees, 割引 points, closing costs). Specify the ローン 期間 in years and compounding frequency. The 計算機 will display the APR, effective APR, 月次 支払い, 合計 金利 paid, and the 合計 コスト of the ローン, helping you understand the true コスト of borrowing.
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