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Calculate Annual Percentage Yield (APY) to understand the effective annual return on investments with compound interest.
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年次 パーセンテージ Yield (APY) is the effective 年次 レート of リターン, accounting for compound 金利. Unlike APR which is used for loans, APY is used for investments and savings accounts. APY reflects the actual リターン on 投資 when compounding is considered, making it higher than the nominal 金利 when compounding occurs more frequently than annually.
Enter the nominal 金利 offered by the bank, select the compounding frequency (daily, 月次, quarterly, etc.), input your 元金 投資 金額, and specify the 投資 period. The 計算機 shows the APY, future 値, 合計 金利 earned, and compares different compounding scenarios.
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