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Calculate Annual Percentage Yield (APY) to understand the effective annual return on investments with compound interest.
계산을 위해 필요한 값을 입력하세요
계산 결과 보기
Annual Percentage Yield (APY) is the effective annual rate of return, accounting for compound interest. Unlike APR which is used for loans, APY is used for investments and savings accounts. APY reflects the actual return on investment when compounding is considered, making it higher than the nominal interest rate when compounding occurs more frequently than annually.
입력 the nominal interest rate offered by the bank, select the compounding frequency (daily, monthly, quarterly, etc.), input your principal investment amount, and specify the investment period. The 계산기 shows the APY, future 값, 합계 interest earned, and compares different compounding scenarios.
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