10万分三份投了三年：余额宝赚4500，国债赚7800，黄金赚了12000
2022年初我拿着到手的10万块年终奖，分成三份各投一个品种。三年后打开账户，余额宝34,500，国债35,800，黄金52,000。差距大到我不敢相信。
8 min1600 words
finance
投资回报率计算器
计算投资回报率（ROI）和年化收益率。评估不同时间段内的投资盈利能力。
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什么是 ROI?
Return on Investment (ROI) measures the profitability of an investment as a percentage of the initial cost. It 是一个 key performance indicator used to evaluate the efficiency of an investment or compare the efficiency of different investments. Annualized ROI accounts for the holding period, allowing for fair comparison between investments of different durations.
How to use
输入您的 initial investment, final/current value, any additional investments made, fees paid, and the holding period in years. The 计算器 displays total ROI percentage, annualized ROI, total profit or loss, and 帮助您 evaluate the investment performance.
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